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INSURANCE

ASSOCIATIONS

HEALTHCARE

Insurance

Underwriting Selling Consulting Products

Insurance

Insurance is evolving fast—and so are the expectations of carriers, brokers, MGUs, and underwriters.

At Empowered Margins, we bring over a decade of experience solving workflow and data challenges across the insurance value chain. Our dual offering combines cutting-edge product solutions with expert consulting to help you transform how insurance gets done.

Smarter Insurance Starts with DataHub

DataHub is our proprietary underwriting automation platform that enables carriers and MGUs to:

  ⦁ Extract census data in seconds with SmartExtractor™
  ⦁ Automate pricing logic via SmartRules Engine™
  ⦁ Compare plan options easily with SmartPlan™ Comparison
  ⦁ Generate proposals instantly with SmartProposal™ Generator
  ⦁ Simplified enrollment auditing and data accuracy with SmartAudit™
  ⦁ Get concise underwriting summaries with AI UW Assistant

Whether you’re quoting 10 or 10,000 groups, DataHub helps your team move faster, work smarter, and close more deals—without the spreadsheet overload.

Strategic Consulting & Engineering Expertise

Beyond product, we provide hands-on consulting and engineering services that unlock operational efficiency for:

  ⦁ PEOs, MEWAs, and level-funded groups
  ⦁ ICHRAs and small group health (fully or self-insured)
  ⦁ Medicare Advantage and supplemental lines
  ⦁ Ancillary benefits and voluntary products

From front-end workflows to back-end logic, we build and implement systems that align with your underwriting, compliance, and distribution goals.

Empower Your Insurance Teams
Partnering with Empowered Margins means equipping your underwriters, brokers, and sales teams with the right tools and strategies to thrive in a competitive market.

Start your journey to underwriting excellence and growth—with Empowered Margins.

Association

Membership Advocacy Engagement Services

Association

Associations are undergoing significant transformations. Your organization encounters multifaceted challenges in managing membership data and enhancing member engagement. We are a team of seasoned professionals with over a decade of experience in addressing data and operational challenges specific to the association industry.

Practical Membership Solutions

Streamline your membership management and advocacy efforts with our ready-to-implement solutions and integrations, custom-crafted for associations, ensuring enhanced member engagement, outreach, and retention.

Expert Consulting Services

Leverage our deep expertise in association domains such as advocacy, event management, and member services, ensuring your projects benefit from specialized insights and strategies.

Collaborating with us means empowering your association with the tools and strategies needed for success in today’s dynamic landscape.

And embark on a journey towards increased efficiency and growth with Empowered Margins.

Healthcare

Caregiving Administration Compliance

Healthcare

Running an IDD agency means tackling complex rules and endless paperwork. Frisco, your Electronic Healthcare Record(EHR) Solution partner, changes that. We help you manage compliance, billing, and client care easily, so you can focus on providing truly great support.

Smart Care Technology- Simplified

Staying on top of IDD rules like Community First Choice (CFC) and Electronic Visit Verification (EVV) can be tough. Frisco’s smart SaaS EHR system automates those time-consuming tasks. This frees your caregivers to deliver personalized, high-quality care, while your agency stays fully compliant—stress-free.

Faster Medicaid Payments, Smooth Workflows

Slow, complicated Medicaid billing can hold back your agency. Our system tools ensure accurate billing, speeding up your payments and improving cash flow. It also works well with your other essential requirements, meaning fewer errors and a much more efficient team.

Your Partner, Expert Support

New technology can feel like a big step, and every IDD provider is unique. Frisco is more than just software; we’re your partner. We offer personalized consulting to understand your specific needs and build tailored solutions. Whether you’re improving current processes or adding new features, we guide you for an easy transition and a real positive impact.

Let’s build a future where technology and care converge to create outstanding outcomes for those you serve.

What People Say

Trusted By

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Trusted By

Our Statistics

49+

SSO
Implementations

97128+

Employee Benefits
Surveys Completed

52+

AMS
Integrations

38000+

Insurance
Quotes Generated

4,333,626+

Policyholder
Claims Analyzed

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Ready to elevate your business?

Embark on your journey to efficiency
and growth with empowered margins.

Owens
Gollamandala

Thomas
McClintock

Eliel
Castillo

Sumeet
Gulati